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umutang

umútang with stress marks

to borrow money

verb u-MU-tang AF VERB Native origin Less Common

From root: utang

Conjugations

Past (Completed)

umutang

u-MU-tang

borrowed

Present (Incomplete)

umuutang

u-mu-U-tang

is borrowing

Future (Contemplated)

uutang

u-U-tang

will borrow

Usage Note

Umutang is the actor-focus infinitive of utang, foregrounding the borrower in a transaction of debt. The concept of utang is culturally significant in the Philippines, extending beyond financial borrowing to the moral framework of utang na loob — a deep sense of social indebtedness and obligation — though umutang in the financial sense is neutral and very common in everyday speech.

Examples

Beginner

" Ayaw kong umutang sa kapitbahay. "

Natural Translation

I don't want to borrow money from the neighbor.

Literal Translation

Not-want I to-borrow-money to neighbor.

Intermediate

" Napilitan siyang umutang ng pera para sa pambili ng gamot. "

Natural Translation

He/She was forced to borrow money to buy medicine.

Literal Translation

Forced he/she to-borrow-money of money for for buying of medicine.

Advanced

" Kung wala kang ipon para sa emergency, mapipilitan kang umutang at baka mahirapan kang magbayad sa hinaharap. "

Natural Translation

If you have no savings for an emergency, you will be forced to borrow money and may struggle to repay it in the future.

Literal Translation

If none you savings for the emergency, will-be-forced you to-borrow-money and maybe struggle you to-pay in future.

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utang has 1 related form built from the same root.

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